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McAleney Wealth Management, LLC

Jon C. McAleney


350 Main Street Suite 3A

Bedminster, NJ 07921


February 2012

Hi Everyone!Wow no snow yet and it’s Febuary! Can you believe it? It’s sure helping  all of our heating bills!

Febuary also brings the time we start getting all your 1099’s. Most companies should have the 1099’s out by Feb 15th unless it’s apartnership investment which is March15th.

If you have any questions about your 1099’s, reach out to that insitution for an explaination or your CPA.

Enjoy the warm weather!!

Jon C. McAleney

Keeping Market Volatility in Perspective
When markets are volatile, sticking to a long-term investing strategy can be a challenge. It might help keep the ups and down in perspective to see how recent market action compares to previous market cycles.
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Retirement Plan and IRA Limits for 2012
Many retirement plan and IRA limits are indexed for inflation each year. Many of the limits have increased for 2012.
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2011 Tax Season Considerations
You don’t want to pay more in tax than you have to. That means taking advantage of every deduction and credit that you’re entitled to, and recognizing potential opportunities to save.
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With mortgage rates so low, does it make sense to refinance?
Historically low mortgage interest rates have prompted many homeowners to think seriously about refinancing, but there’s a lot you need to consider before filling out a loan application.
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If I owe more than my home is worth, will I be able to refinance?
Home values across the country have declined, and many homeowners owe more on their mortgages than their homes are worth. When you’re “underwater” on your mortgage, it may be possible to refinance, but it will depend on your circumstances and the type of mortgage you have.
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Refer a friend
Forefield Inc. does not provide legal, tax, or investment advice.  All content provided by Forefield is protected by copyright.  Forefield is not responsible for any modifications made to its materials, or for the accuracy of information provided by other sources.All Securities offered through The Investment Center, Inc. Bedminster, NJ  Member FINRA/SIPC.  Advisory Services provided through IC Advisory Services, Inc. -A Registered Investment Advisor.  McAleney Wealth Management, LLC is not affiliated with The Investment Center, Inc. or IC Advisory Services, Inc.  Jon McAleney is a Registered Representative with The Investment Center, Inc. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.

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Letip of Somerset Hills meets weekly at the Chester Diner on Route 206 in Chester on Friday mornings from 7:16 am to 8:31 am. Guests are always welcome! Contact us today to arrange a visit.

Board Members

John Groel
JWG Eleectric


Roselynd Hughes
Keller Williams Realty

Theresa Yarosh
Main Street Medigap


Kenneth Sonzogni
CPA – Sonzogni, Bottitto & Cooper

Christine Golis, DDS

Jon McAleney
McAleney Wealth Management


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Donald Pollard
UPS Store Chester, NJ

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